How to Manage Your Holiday Debt
December 28, 2011 by Fayette Woman
Filed under Finances
Before the holidays, there was endless advice about setting a budget and sticking to a shopping list. Those who ignored the wisdom shared by experts will be in for a shock when credit card and bank statements arrive in the mail. According to a Consumer Reports poll, six percent of us are still paying off [...]
17 Ways to Save During the Holidays
December 13, 2011 by Fayette Woman
Filed under Finances
’Tis the Season for Saving: 17 Tips to Keep Your Holiday Spending Habits off the Naughty List The holidays are upon us, and in addition to festive time spent with family and friends, for most of us it means a lot of money spent on holiday gifts and other once-a-year expenses. But, warns Leslie Greenman, [...]
What’s Your Financial Personality?
March 3, 2011 by Fayette Woman
Filed under Finances
Understanding It Could Help Your Retirement Nest Egg Grow More than 90 percent of people aged 44 to 75 feel the United States is facing a retirement crisis, yet most have a limited understanding of how much money they’ll need and fear they’ll outlive their income, according to a 2010 survey from Allianz Life Insurance [...]
Cut College Costs
August 6, 2010 by Fayette Woman
Filed under Finances
Financing a college education in the 21st century is no small feat. According to the College Board, the average cost of tuition and fees at a four-year private college for the 2009-2010 academic year was $26,273 and $7,020 for a four-year public university. Add several thousands more for room, board, books and supplies. Fortunately, students, [...]
Retirement Planning
July 31, 2010 by Fayette Woman
Filed under Finances
New IRA Rules and Common Questions IRAs (individual retirement accounts) have long been a staple of retirement saving, and this year, the Internal Revenue Service (IRS) introduced a new rule that makes Roth IRAs available to more investors. The IRS has removed the $100,000 modified adjusted gross income limit for conversions from Traditional IRAs or [...]
What you should know about new credit card rules
March 10, 2010 by Fayette Woman
Filed under Finances
The Federal Reserve Board approved a final rule amending Regulation Z (Truth in Lending) to protect consumers who use credit cards from a number of costly practices. Credit card issuers must comply with most aspects of the rule beginning on February 22. “This rule marks an important milestone in the Federal Reserve’s efforts to ensure [...]
Precautions you can take to prevent identity theft
January 25, 2010 by Fayette Woman
Filed under Finances
By April Sorrow University of Georgia In a single day you might write a check for daycare, charge a lunch bill, rent a car, change cable providers and apply for a credit card. These everyday transactions can give a con artist all the tools he needs to assume your identity and wreck your credit. “Identity [...]
Five ways to save time and money on your taxes
December 28, 2009 by Fayette Woman
Filed under Finances
The typical taxpayer is expected to spend more than three business days and more than $200 completing his or her tax return. As you prepare to file your 2009 tax returns, there are a few things you can do to save time and money.