7 Best Buys in February
February 6, 2012 by Fayette Woman
Filed under Finances
As February unfolds into a bouquet of overpriced flowers, take solace in knowing the whole month need not be dedicated to sonnets and sappy romantic comedies. There are several best buys to be had this month with an extra day to rake in the savings on February 29. Take a break from all things pink [...]
The Rise and Fall of Product Prices in 2012
January 31, 2012 by Fayette Woman
Filed under Finances
Prices go up and prices go down, but this year they’re going every which way. While it’s difficult to predict how the economy will impact the cost of products and services, there are several sure bets on both ends of the scale. Here are a few predictions. GOING UP Orange Juice The FDA discovered “low [...]
Top 15 Failsafe Tips for Saving Money in 2012
January 23, 2012 by Fayette Woman
Filed under Finances
Losing weight used to be the numero uno New Year’s resolution, but the ugly economy has shoved this lofty goal down to second place on 2012 lists. A survey commissioned by Fidelity Investments found 46 percent of respondents said their highest priority was to save more money. Eating right and exercising are straightforward, however, in [...]
Best Items to Buy in January
January 17, 2012 by Fayette Woman
Filed under Finances
Getting back to everyday life after a holly-jolly holiday season requires serious adjustments. Instead of cozying up to the fire with a good book, you’re stuck analyzing lifeless spreadsheets and sending uninspired emails. Reintroduction to the 9 to 5 grind combined with a shocking influx of credit card bills often leads to a general refusal [...]
Tips to Save on Fuel
January 10, 2012 by Fayette Woman
Filed under Finances
The Associated Press reports a typical U.S. household will spend $4,155 on gas by year’s end — the biggest budget bite in 30 years. Gas prices may have dropped precipitously in the last few months — down an average of 12 percent at present since September — but they’re still hovering up there amidst the [...]
How to Manage Your Holiday Debt
December 28, 2011 by Fayette Woman
Filed under Finances
Before the holidays, there was endless advice about setting a budget and sticking to a shopping list. Those who ignored the wisdom shared by experts will be in for a shock when credit card and bank statements arrive in the mail. According to a Consumer Reports poll, six percent of us are still paying off [...]
17 Ways to Save During the Holidays
December 13, 2011 by Fayette Woman
Filed under Finances
’Tis the Season for Saving: 17 Tips to Keep Your Holiday Spending Habits off the Naughty List The holidays are upon us, and in addition to festive time spent with family and friends, for most of us it means a lot of money spent on holiday gifts and other once-a-year expenses. But, warns Leslie Greenman, [...]
What’s Your Financial Personality?
March 3, 2011 by Fayette Woman
Filed under Finances
Understanding It Could Help Your Retirement Nest Egg Grow More than 90 percent of people aged 44 to 75 feel the United States is facing a retirement crisis, yet most have a limited understanding of how much money they’ll need and fear they’ll outlive their income, according to a 2010 survey from Allianz Life Insurance [...]
Cut College Costs
August 6, 2010 by Fayette Woman
Filed under Finances
Financing a college education in the 21st century is no small feat. According to the College Board, the average cost of tuition and fees at a four-year private college for the 2009-2010 academic year was $26,273 and $7,020 for a four-year public university. Add several thousands more for room, board, books and supplies. Fortunately, students, [...]
Retirement Planning
July 31, 2010 by Fayette Woman
Filed under Finances
New IRA Rules and Common Questions IRAs (individual retirement accounts) have long been a staple of retirement saving, and this year, the Internal Revenue Service (IRS) introduced a new rule that makes Roth IRAs available to more investors. The IRS has removed the $100,000 modified adjusted gross income limit for conversions from Traditional IRAs or [...]
What you should know about new credit card rules
March 10, 2010 by Fayette Woman
Filed under Finances
The Federal Reserve Board approved a final rule amending Regulation Z (Truth in Lending) to protect consumers who use credit cards from a number of costly practices. Credit card issuers must comply with most aspects of the rule beginning on February 22. “This rule marks an important milestone in the Federal Reserve’s efforts to ensure [...]
Precautions you can take to prevent identity theft
January 25, 2010 by Fayette Woman
Filed under Finances
By April Sorrow University of Georgia In a single day you might write a check for daycare, charge a lunch bill, rent a car, change cable providers and apply for a credit card. These everyday transactions can give a con artist all the tools he needs to assume your identity and wreck your credit. “Identity [...]